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Community Finance
Cooperative Finance
7 min read
Apr 27, 2026
Community Savings Co-Op: How Tontines and Digital Co-Ops Are Changing Wealth Building
SUSU circles, tontines, and rotating savings groups have quietly moved hundreds of billions across generations and continents. Q9Q is the digital evolution.
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Model Deep Dive
Model Explained
8 min read
May 4, 2026
How Cooperative Mutual Allocation Works — The Q9Q Model Explained
A plain-language breakdown of Q9Q's 1×5 uni-level structure, what compliance actually costs, and why the math holds even when the network stops growing.
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